BILLZ

/SOL

🟣 BILLZ OVERVIEW

Billz lets crypto-native teams pay real-world bills without automatically selling their treasury first.

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⚡ The Problem

Most Web3 companies hold part of their treasury on-chain, often in USDC or other crypto assets.

But when invoices, contractors, vendors or operating expenses need to be paid, the default workflow is still:

sell treasury → off-ramp → pay → reconcile later

This creates friction, lost yield opportunities, possible tax questions and messy finance operations.

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🟣 The Billz Flow

Billz introduces a crypto-native Lombard-style payment flow:

borrow against treasury → pay real-world expenses → keep capital productive when possible

Instead of forcing teams to sell first, Billz helps them compare the trade-off before moving funds.

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💡 What Billz Unlocks

• No forced treasury sale

• Potential preservation of upside exposure

• Possible reduction of direct taxable-disposal events depending on jurisdiction and structure

• Yield-aware liquidity where stablecoin yield may offset part of the borrow cost

• Clearer proof, cost breakdown and reconciliation for finance teams

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🧮 Compare Before Execution

With Billz, teams can compare three paths:

1. Sell USDC

2. Use a bank Lombard-style loan

3. Use the Billz crypto-native flow

The product shows the real trade-off:

• potential yield

• borrow cost

• fees/risk

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📄 Proof & Operations

Billz is not another off-ramp.

It is a treasury decision and execution layer for crypto-native companies.

The product is designed to support:

• invoice payments

• contractor payments

• vendor payments

• operating expenses

• payment proof packages

• reconciliation-ready records

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🎯 Vision

Billz is building the financial execution layer that helps Web3 teams pay real-world expenses while keeping treasury capital as efficient as possible.

Before selling treasury to pay bills, teams should run the numbers.

Billz makes that possible.